Bizum for Ecwid

A payment method for your e-commerce

We have the tools you need for an efficient, and flexible payment process. With our app you can add Bizum as a payment method to your online shop, allowing your customers to pay with just their phone number. Don’t let your customers abandon their cart because their preferred, trusted, or local payment provider wasn’t offered at checkout.

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Your questions answered

What is Bizum?

Bizum is a fast and safe instant payment service (sending and receiving money) that lets you transfer money from your account to another person's account without needing to know their account number.

To accept Bizum as a payment method, contact any of the participating banks to reach the corresponding commercial agreement. The bank with which you close the agreement will tell you the next steps and, in particular, how to easily integrate the Bizum button on your payment page, whatever your technology platform. Any merchant, large or small, can incorporate Bizum. As with other payment methods, commercial and service conditions may vary depending on the bank. Choose the one that best suits your activity and characteristics.

How does Bizum work to buy online?

  1. Select “Pay with Bizum”: During the purchase process. Remember that the limits in this case are different from the payment between individuals and that it has the same protection as other payment methods.
  2. Enter your phone number: You will receive a notification from your bank’s application, open it and verify that all the information is correct before accepting.
  3. Enjoy your purchase!: That’s it! It’s that easy. If for any reason, you have to make a refund, you will receive the amount immediately in your account once it is validated. Important: if applicable, click on the ‘Continue’ button to complete your purchase successfully.

How to pay with Bizum?

It is very easy to make a Bizum transfer. As a general rule, you must first register in the Bizum section (associated with your bank account). After registering, and without leaving your bank's mobile app, select the phone number (from your address book) to which you want to send the money and, after doing so, choose the amount. If the recipient has Bizum, the money will arrive in 10 seconds. If they do not have Bizum, they will receive a message telling them that they have 48 hours to register and receive the money.

What guarantees do I have when making an e-commerce purchase with Bizum?

Bizum, as a method of instant payment from account to account, offers the maximum guarantee of security in accordance with the standards regulated by the European Union and Spanish legislation. The payment is made in a totally secure way with Bizum through your bank, which is who finally validates the transaction. The guarantees of product delivery and returns should be consulted in the store in each case.

Which banks offer payment gateway with Bizum?

On this page you have the list of banks that currently offer it. Progressively, more banks will be added to Bizum. Contact any of them!

Is there any cost for the buyer?

Paying with Bizum at the merchant has no cost for the user. So no, we don’t charge you any commission when you hit pay.

What are the advantages of online payment with Bizum?

Bizum users are the most active in digital banking and online shopping. They are used to using Bizum for person-to-person payments, which has had an exponential expansion. Now they are asking to use Bizum to pay in web merchants, mobile applications, new environments,…

Bizum is a completely secure solution, which incorporates a double validation factor and complies with the European PSD2 payment directive, but that does not mean that users take longer to make the payment! Thanks to the association that Bizum makes between your cell phone and your bank account, the user can make the payment in less than 25 seconds.

You only have to use your phone number, no need to enter other card or account details. This is sure to make it easier for you to complete your purchase.

And, of course, with the confidence that comes from the application of procedures and guarantees equivalent to those of other banking methods for businesses and consumers.

Remember that Bizum is a solution created by the main Spanish banks and the service offer you can find with them will be much more varied and flexible than that of other competitors, when it comes to adjusting to your needs.

Of course, being a merchant that offers Bizum, you will have visibility on our website, so that users who visit it can directly access your merchant with a link. Also, Bizum payment for online purchases will be promoted by our partner banks on their own channels.

Write to us with your questions or problems

Whether your company has Bizum or not, write to us and our team will get back to you as soon as possible.

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